Oshkosh Central Credit Union
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1100 West 20th Avenue, Oshkosh, WI 54902
Oshkosh Central Online
Rates

Risk-Based | Certificates

A+ rates also available. Call 920-303-6200 or stop by for more details.

EFFECTIVE AS OF OCTOBER 20, 2008

Rates subject to change without notice.


Auto Loans 2005-2008

Credit Rating A
APR*
B
APR*
C
APR*
D
APR*
E
APR*
5/6 year 4.69 5.94 7.44 11.19 14.69
4 year balloon 4.39 5.64 7.14 10.89 14.39
3 year balloon 3.69 4.94 6.44 10.19 13.69


Auto Loans 2004-Older

Credit Rating A
APR*
B
APR*
C
APR*
D
APR*
E
APR*
5 year 5.69 6.69 8.19 12.19 15.69
4 year balloon 5.39 6.39 7.89 11.89 15.39
3 year balloon 5.19 6.19 7.69 11.69 15.19


Motorcycle Loans

Credit Rating A
APR*
B
APR*
C
APR*
D
APR*
E
APR*
5 year balloon 5.69 6.69 8.19 12.19 15.69
4 year balloon 5.39 6.39 7.89 11.89 15.39
3 year balloon 5.19 6.19 7.69 11.69 15.19


Boat Loans

Credit Rating A
APR*
B
APR*
C
APR*
D
APR*
E
APR*
5 year balloon 5.69 6.69 8.19 12.19 15.69
4 year balloon 5.39 6.39 7.89 11.89 15.39
3 year balloon 5.19 6.19 7.69 11.69 15.19


Recreational Vehicle Loans

Credit Rating A
APR*
B
APR*
C
APR*
D
APR*
E
APR*
4/5 year 5.69 6.69 8.19 12.19 15.69
3 year balloon 5.39 6.39 7.89 11.89 15.39
2 year balloon 5.19 6.19 7.69 11.69 15.19


Signature Loans

Credit Rating A
APR*
B
APR*
C
APR*
D
APR*
E
APR*
12 months 6.99 7.99 8.99 13.49 16.99
24 months 7.49 8.49 9.49 13.99 17.49
36 months 7.99 8.99 9.99 14.49  
48 months 8.49 9.49 10.49 14.99  

EFFECTIVE AS OF 6/1/07

RATES SUBJECT TO CHANGE WITHOUT NOTICE

CALL 920-303-6200 FOR 15 OR 30 YEAR FIX MORTGAGE RATES
1st Mortgage

Credit Rating A
APR*
B
APR*
C
APR*
D
APR*
E
APR*
2 Yr Balloon 6.00% 6.50% 8.50% 10.00% 14.00%
3 Year Balloon 6.25% 6.75% 8.75% 10.25% 14.25%
4 Yr Balloon 6.50% 7.00% 9.00% 10.50% 14.50%


2nd Mortgage

Credit Rating A
APR*
B
APR*
C
APR*
D
APR*
E
APR*
2 Yr Balloon 6.75% 7.25% 9.25% 10.75%  14.75%
3 Yr Balloon 7.00% 7.50% 9.50% 11.00% 15.00%
4 Yr Balloon 7.25% 7.75% 9.75% 11.25% 15.25%


Home Equity

Credit Rating A
APR*
B
APR*
C
APR*
D
APR*
E
APR*
2 year 7.50 8.00 10.00 11.50 15.50
3 year 7.75 8.25 10.25 11.75 15.75

 

*APR = Annual Percentage Rate
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 RATES EFFECTIVE AS OF 3/19/08

ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE

 
Certificates Rate APY* Term
3 MONTHS 2.50 2.52 3
6 MONTHS 2.50 2.52 6
9 MONTHS 2.50 2.52 9
12 MONTHS 2.60 2.63 12
18 MONTHS 2.65 2.68 18
24 MONTHS 2.70 2.73 24
30 MONTHS 2.80 2.83 30
36 MONTHS 2.90 2.93 36
48 MONTHS 3.10 3.14 48
60 MONTHS 3.40 3.45 60
*APY = Annual Percentage Yield
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